Insurance 101

Protect Your Most Cherished Possessions

While your homeowners insurance is invaluable for covering the loss or destruction of many of your belongings (as well as damage to your home’s structure), your policy might provide only partial coverage for your most cherished items.

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Five Sure-Fire Ways to Get Your Car Stolen

At Workmeister Insurance Agency, Inc., we don’t want you walking out your door to an empty driveway or leaving the local mall only to find some broken glass left behind in your parking space. So take care to avoid these five mistakes.

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When the Kids Head for College, Put 'Insurance 101' on Your Class List

It’s an exciting time when your child is heading off to college. Whether they’re headed to school in Maryland or all the way across the country, there are a ton of things to get done – and a ton of things to pack! But one of the most important things they’ll need at school is something that doesn’t have to be packed at all – the right insurance coverage.

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Protect Your College Grad With the Right Insurance

One area new college graduates need to address is insurance. As insurance professionals at Workmeister Insurance Agency, Inc., we know insurance can be a confusing topic. We also know that seemingly small missed details can result in very large losses. We want to ensure your college graduate is protected before heading out into the real world in Maryland, West Virginia and Pennsylvania or beyond, so we have compiled the following pointers.

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What You Should Know About Flood Insurance in Maryland

At Workmeister Insurance Agency, Inc., we want you to be educated about all of the risks you may face in Maryland, West Virginia and Pennsylvania – before a loss occurs – so you can determine what insurance coverage is appropriate. Spring is a prime season for flooding and hurricane season is about to start, so now is a good time to review your options.

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Do You Own a Classic Car of the Future?

There are many automobile aficionados and industry experts that predict we can expect a whole new generation of cars that will one day be bestowed the same level of prestige as, say, the 1969 Chevy Camaro. Here is a peek at cars predicted by CNET’s Car Tech editors as being the vintage cars of the future.

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Protect Your Boat With Insurance and Winterization

If you’re thinking about putting your boat away for the season, now time to make sure your boat is ready for the winter – and still has the right insurance protection. After all, we here at Workmeister Insurance Agency, Inc. want to make sure you’re ready for the next boating season!

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Do I Need Rental Car Insurance?

You’ve probably been at the rental-car counter, listening to the representative ask if you want to purchase the company’s insurance. And the thoughts start racing through your head. “Do I really need this? Doesn’t my regular auto policy cover me? What about my credit card? Why didn’t I figure this out before I left on my trip?”

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A Home Inventory Will Help You Know What You Own

Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people in Maryland, you may own much more than you realize. Knowing what you own will help you determine whether you have enough coverage to replace your property in the event of a loss.

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Have New Jewelry in the House? Protect it!

It’s exciting to receive jewelry from a loved one – or to give it as a gift. Not to mention romantic. But if you’re lucky enough to have some new jewelry in your Maryland, West Virginia or Pennsylvania home this Valentine’s Day, you should take a few minutes to think about something you probably don’t find exciting or romantic: insurance.

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Figure Out Your Auto Insurance Needs

When choosing auto insurance, you want thorough coverage for the best price. There’s a lot to think about when you’re choosing auto insurance. In some states, to license your car you must carry liability coverage for damages incurred by others if you cause an accident, or no-fault coverage to pay for medical and related expenses for you and your passengers caused by injuries from a car accident, regardless of fault; or carry both.

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Summer Vacation Safety: A Little Planning Goes a Long Way

Just because you’re on vacation, it doesn’t mean you can stop thinking about safety. These tips will help you and your family get the most out of your trip – and help you get back to Cumberland safe and sound.

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You Need More Than a Tarp to Keep Your Boat Covered

Whether you own a Jet Ski, a small ski boat, fishing boat, or a 26-foot cruiser, knowing that you’re covered by the right insurance should give you the peace of mind to relax and enjoy every minute on places like Deep Creek Lake.

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Estimating Your Boat's Value in Maryland, West Virginia and Pennsylvania

Buying, selling or insuring a boat in Cumberland? First you’ll need to know how much your boat and/or motor is worth. Here are a few popular pricing guides as references.

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Condo Unit Owner's Insurance in Maryland

Insuring a condominium in Maryland, West Virginia or Pennsylvania is different than insuring a home. And the biggest difference is knowing where your responsibilities begin and end. That’s why it really pays to work with a knowledgeable insurance agent like Workmeister Insurance Agency, Inc..

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Estimate Your Home Value to Match Coverage Limits in Cumberland, Maryland

Your home may be worth as much or more than your retirement account. As a result, it makes sense to track your home insurance as carefully as you do your 401k.

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Determine Your Homeowners Insurance Needs

The secret to selecting the right amount of insurance coverage? Simple – the more information you provide, the more easily Workmeister Insurance Agency, Inc. can create a homeowner’s policy that’s right for you.

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Safety

Essential Safety Tips for Nighttime Boating

When you’re planning on boating after dark, here are seven things to keep in mind, both before you hit the water and once you’re out cruising around.

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Celebrate National Night Out With Your Neighbors

On the first Tuesday of August (or possibly October), you can join the millions who are committed to making their communities safer by taking part in an existing event or planning your own. Even if you only attend a gathering, you’re still playing a part. Here are some tips for your Night Out gathering.

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Keep the Fire (Pit) Burning, but Keep It Safe

Sitting around a backyard fire pit is one of the most enjoyable ways to spend a nice summer evening. But before you get out the graham crackers, chocolate and marshmallows for National S’mores Day on August 10, check out these guidelines to make sure you won’t get burned by an unsafe fire.

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Keep Water from Going Where it Shoudn't

At Workmeister Insurance Agency, Inc., we know you want to protect what’s important. That’s why we’re offering these tips to help you prevent many of the most common causes of water damage.

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Stay Safe on the Road During a Hailstorm in Maryland

One of the most frightening places to be during a hailstorm is on the road in your car. Obviously your vehicle is at great risk of damage, but even more importantly, you are in danger in the event you can’t see well enough to drive or your windows are broken in by the power of the storm. Here are some pointers for navigating a hailstorm.

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Protect Yourself From These 6 Tornado Myths

Although you can never control the weather or the outcome of a destructive storm, there are steps you can take to help you and your family remain protected in the event of a tornado. That begins with knowing fact from myth.

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Home Security Tips

Everyone wants to keep their home safe from burglars or intruders, but not everyone wants to have an alarm system installed. There are plenty of people who prefer the do-it-yourself route, whether it’s home improvement or home security.

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A Little Extra Caution Can Go a Long Way While Driving at Night

You might think you drive just as well at night, but consider this: Even though nighttime driving accounts for just 23% of vehicle miles traveled, more than 50% of fatalities for vehicle occupants 16 and older occur between 6 p.m. and 6 a.m., according to the National Safety Commission (NSC).

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Kids Are Heading Back to School, Let's Keep Them Safe

The end of summer means many things, but most important, it means kids are headed back to school. And that means we all should be extra careful on the roads, in school zones and around buses in Cumberland. Don’t forget to watch for bikes, too! Here are some tips for both parents and kids to make sure everyone stays safe.

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Top Tips for Boat Trailer Safety

It’s not too early to start getting your boat trailer in tip-top shape. To help make sure you can haul your boat to its destination and into the water smoothly, check out this basic trailering checklist.

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Ride Safe With These Motorcycle Tips

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Is a Motorcycle Right for You?

If you’re thinking that this is the year you’re going to buy your very own bike, let us at Workmeister Insurance Agency, Inc. help you determine if a motorcycle is right for you.

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Shovel Snow Safely This Winter

Should you live somewhere in Maryland, West Virginia or Pennsylvania where snow storms could hit and cover your driveway and walkways with the cold white stuff, you’ll need to first dig out the snow shovel – or make sure it’s handy before the snow flies!

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Make Home Safety a Priority While You're Away for the Holidays

A house left empty can be an opportunity for burglars, so before you pack your bags, prepare to protect the stuff that’s staying at home in Maryland, West Virginia and Pennsylvania.

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Protect Your Family From the 'Silent Killer'

Since carbon monoxide cannot be detected without a carbon monoxide detection device, it is essential to install and maintain one or more detectors in your home. At Workmeister Insurance Agency, Inc., we want you and your family to stay protected, so check out the following tips.

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Halloween Safety: Be Ready When the Little Goblins Come Out in Cumberland

It’s a night full of treats for both kids and adults in Cumberland. But a number of factors – including lots of people walking in the dark, the threat of wet and stormy weather, strangers coming to your door – mean that Halloween in Maryland, West Virginia and Pennsylvania can have some tricks up its sleeve.

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Stay Safe on Your Jet Skis and WaveRunners

These small, fast and maneuverable watercraft present their own set of safety issues. So if you’re planning to make waves, let us at Workmeister Insurance Agency, Inc. help you out with some safety tips. We want you to be able to hit the water next summer, too!

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Put the Top Down and Hit the Road in Maryland, West Virginia and Pennsylvania

The call of the open road is at its strongest during the summer – and so is the call of the convertible. If you’re one of those drivers who has long dreamed of dropping the top and heading across Maryland and beyond, we here at Workmeister Insurance Agency, Inc. have some buying tips for you.

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When Things go BOOM in the Night - Fireworks Safety

But for some families, the holiday is a nightmare. Homes each year in Maryland, West Virginia and Pennsylvania are damaged by wayward fireworks. Thousands of people are injured in accidents.

At Workmeister Insurance Agency, Inc., we want your holiday to be happy, but also safe. So here are some tips to help you protect yourself and your property on July 4th.

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Keep Your Pets Safe During the Fourth of July Fireworks

At Workmeister Insurance Agency, Inc., we hope your holiday is happy and safe for you and your pets. So along with our other story about fireworks safety, here are some tips to help you protect your pets on the Fourth in Maryland, West Virginia and Pennsylvania, or elsewhere.

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Teen Driving Tips to Keep Prom and Graduation Safe

At Workmeister Insurance Agency, Inc., we want to help make this season one to celebrate for you and your teen. So, with the help of the National Highway Traffic Safety Administration, here are some tips that can keep your teen safe.

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Flood Prevention and Safety in Maryland, West Virginia and Pennsylvania

Almost anywhere it rains, it can flood. Even if you live in an area of that you think isn’t at risk, preparation is just as critical as with other types of emergencies.

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Purchasing, Safety Tips for Your Boat Trailer

When purchasing a trailer in Maryland, West Virginia and Pennsylvania or elsewhere, stay within recommended capacity guidelines. When determining capacity, remember to include the weight of fuel and accessories in addition to the weight of the craft.

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Make Sure Your Holidays Stay Happy ... and Safe

You’ll no doubt hear the phrase “Happy Holidays!” about a thousand times over the next month or two. Here at Workmeister Insurance Agency, Inc., we’d like to change that a little bit: “Happy – and Safe – Holidays!”

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Let's Keep Our Lawns - and Ourselves - Safe in Maryland

Each year about 400,000 people are treated for injuries from lawn and garden tools, according to the U.S. Consumer Product Safety Commission (CPSC). Don’t let your landscaping efforts land you in the hospital! Follow these handy safety tips.

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You Live in Hail Country Maryland. Are You Prepared?

Whether you live in Maryland, West Virginia or Pennsylvania, or elsewhere, hail storms don’t last long, but they pack a real punch. Every year, hail causes nearly $1 billion in damages, mostly to repair roofs and cars. A single series of evening storms in North Texas in May of 2011 caused an estimated $200 million to $300 million in damages, according to one estimate.

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Maryland Riders - Be Safe on Your Motorcycle!

To stay safe on Cumberland streets, you need the right skills to control your ride, and the best safety equipment for just-in-case. Workmeister Insurance Agency, Inc. wants you to be safe out there – so keep these helpful tips in mind when you ride:

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What to do if Something Happens on, to Your Boat

Being on the water in your boat can be a real joy on places like Deep Creek Lake, but it pays to know what to do if you’re involved in an accident in Maryland, West Virginia and Pennsylvania, or if something happens to your personal watercraft (PWC) when it’s on shore.

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Your Guide to Maryland Personal Watercraft Safety

At Workmeister Insurance Agency, Inc. we recognize one of the fastest growing American pastimes is recreational boating. While many boaters cruise in sailboats and powerboats, personal watercraft (PWC) have become a popular way to enjoy the water too. Recreational boaters use them as tenders on larger boats, to water ski, commute and just for spring and summer fun.

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Daylight Saving a Reminder to be Safe Maryland

In most places in the United States, Sunday, March 13, 2011, is Daylight Saving, when clocks are moved forward one hour. Regardless of whether Daylight Saving Time is recognized where you live, we here at Workmeister Insurance Agency, Inc. want to suggest it’s still a great time to improve your family’s safety.

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Recreational Vehicle and Motorhome Safety Tips

Avoid any delays and unexpected problems when you take your recreational vehicle or motorhome out for what should be a relaxing trip from Cumberland. Follow some of our suggestions below, and consider investing in some maintenance and safety classes to help ensure happy travels across Maryland, West Virginia or Pennsylvania and beyond.

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Understanding Identity Theft in Cumberland, Maryland

One smart and effective way to protect yourself against identity theft in places like Mid-Atlantic is to prevent it. If your identity is stolen, you’ll be able to lessen problems by acting quickly, whether you live in Maryland, West Virginia or Pennsylvania, or elsewhere.

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You Live on Shaky Ground. Are You Prepared in Cumberland Maryland?

Believe it or not, every state in the U.S. has some degree of risk from earthquakes, including Maryland, West Virginia and Pennsylvania. If you live in an area susceptible to earthquakes, make sure you speak with Workmeister Insurance Agency, Inc. in order to determine whether you are covered, or if you should purchase separate earthquake coverage.

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Who to Contact in an Emergency Situation

If the unthinkable happens, we here at Workmeister Insurance Agency, Inc. understand that your most valuable assets are more than just items on a balance sheet. That information is critical during a time of catastrophe. The following sites are additional resources to assist with preparing for and recovering from disaster.

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Savings

Make Recycling and Reducing Routine

At Workmeister Insurance Agency, Inc., we try to do our part to protect our environment and use our resources wisely. And we’re hoping you’ll take the time – if you’re not already – to make reduce, reuse and recycle part of your daily routine. Depending on where you’re starting from, it may take a change in mindset, or maybe just a little more dedication. But these tips can help.

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Add Some Strategy to Your 'Black Friday' Shopping

Hitting the shops on Black Friday has become a ritual that is as all-American as watching fireworks on the Fourth of July. And why wouldn’t it be, considering what a win-win it is for Maryland, West Virginia and Pennsylvania customers and retailers alike?

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Things to Keep in Mind When Buying a Car in Maryland

Here at Workmeister Insurance Agency, Inc., we can’t really help you become a master negotiator when it comes to buying a car. But we can give you some things to consider when you’re looking around the lot – and when you’re trying to answer the age-old question of “new, or used?”

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Lowering the Cost of Motorcycle Insurance in Maryland, West Virginia and Pennsylvania

Simple steps can lead to savings in your pocket. Spending less money is much easier than perfecting your tight turns at high speeds on a gravel road. Take a look at some simple ways to lower your motorcycle insurance costs for Maryland, West Virginia and Pennsylvania riders like you.

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Maryland vacationers: Lower the Cost of your Motorhome Insurance

Insurance might be a necessity, but spending lots of money on it isn’t. We here at Workmeister Insurance know that you’d rather be mapping out your next destination instead of worrying about your bank balance, so read our recommendations below and start saving. If you live in Maryland, West Virginia or Pennsylvania, we can help!

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Lowering the Cost of Classic Car Insurance in Cumberland, Maryland

How much you pay for insurance depends on many factors. Following the suggestions below may help you lower the cost of your classic car or collector vehicle insurance at Workmeister Insurance Agency, Inc. in Maryland, West Virginia and Pennsylvania.

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Lowering the Cost of Homeowners Insurance in Maryland

Who doesn’t want to save money on homeowners insurance? For homeowners and renters in Cumberland, you have options when it comes to lowering your home insurance costs.

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Lower the Cost of Your Auto Insurance in Maryland

Drivers ask the team at Workmeister Insurance Agency, Inc. this more than just about anything else – how do you save money on auto insurance policies? There are a number of factors that go into determining the cost of your car insurance premiums, and Workmeister Insurance has some helpful suggestions to help you lower your costs.

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Seasonal

5 Tips for Organizing Your Home for the New School Year

Here are five things you can do to ensure your kids have a great learning environment at home, while you have a great living environment.

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Hitting the Road on 2 Wheels? Plan Ahead for Maximum Fun

Whether you’re headed to the nearest state park or traversing multiple state lines, a little planning will help you make the most of your summer motorcycle getaway. Not sure where to start? Our tips will help you figure out where to go, what to pack (spoiler alert: not too much) and how to get there safely.

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The Ins & Outs of Staying Cool in a Power Outage

When the power goes out when it’s hot, it doesn’t have to be totally miserable. Here are a few strategies to help you through when the power is down, the mercury is rising and you don’t know what to do.

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Real or Fake? The Christmas Tree Conundrum

When it comes to Christmas trees, do you choose live or artificial? Do you cut your own at a local tree farm, or do you prefer the convenience of a tree bought at a local grocery or home improvement store that won’t shed its needles, doesn’t need water and maybe already has lights?

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Getting Ready for Winter Weather

Fall has arrived, but there’s still time to get ready for winter weather, including storms. Extreme cold is always a possibility here in Cumberland, so we at Workmeister Insurance Agency, Inc. have compiled some tips to help you stay safe and limit damage.

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Top 10 Ways to Honor a Veteran on Veterans Day

Americans celebrate Memorial Day in the spring and Veterans Day in the fall. While it can be easy to confuse the two holidays, Memorial Day is set aside to honor American’s war dead; Veterans Day is intended to honor the service of all U.S. veterans, both living and dead.

In fact, celebrations surrounding Veterans Day often place a special emphasis on thanking all living U.S. military veterans who have or are currently serving in any U.S. armed service. And it’s the perfect time for all Americans to show appreciation for their service.

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A Different Season Means Different Dangers For Motorcyclists

Fall is a wonderful time to be outside on your bike, thanks to the crisp, cool weather and changing colors of the landscape. Staying safe on the road in autumn requires some special precautions, however. Because we at Workmeister Insurance Agency, Inc. want you to be around to enjoy the beauty of the open road, even in the fall, we’ve put together some great tips for you.

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Make the Most of a Classic Car Show

Some people attend classic car shows as spectators to check out unique and rare vehicles. Others go to connect with fellow car buffs or to show off their prized possession. And some attend shows to shop or to sell.

Whether you’re planning to shop, sell, show, or just go, here are some tips for making the most of a classic car show.

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Finding the Perfect Boat Slip in Maryland

Marina boat slips vary from one another, but all of them offer many advantages to boaters who spend a lot of time on the water. Here are some of their many benefits.

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Get Started Early To Get Your Boat Ready For Summer

Boating is not without its share of pre-summer preparation. If you’re not on the ball early, it’s easy to find yourself midway through July still on dry land.

At Workmeister Insurance Agency, Inc., we want to ensure you’re first in line at the boat launch at the first sign of the season change, so here are a few tips for being ahead of the game.

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Useful Tools to Enhance Your RV Experience

We at Workmeister Insurance Agency, Inc. want to help make your RV trips not only easier but also better, whether you’re headed to a far-flung national park or just a local campground in Maryland. So we’ve found some handy items to help do just that.

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Spring is Coming to Maryland!

With the days getting longer and the weather getting warmer, we here at Workmeister Insurance Agency, Inc. are starting to think about spring. (Or at least hoping that springtime is coming, anyway.) And whether spring arrives on time, we’ve got you covered with tips to get you ready for the season.

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Gift of Time Could be Best Gift of All This Holiday Season

At Workmeister Insurance Agency, Inc., we know how precious the gift of time can mean to someone in Cumberland during the holidays. Here are a few ways you and your family can share the spirit of the holidays with others.

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Make Sure Your Pets Travel Well for the Holidays

If you are gearing up to travel and have pets at home, you’re probably considering their holiday options, perhaps a dog sitter, cat spa or kennel. If you just can’t bear leaving your furry friends behind, you’re in luck! With the following tips, you and your cuddly companions can be on your way – be it via car, plane or train – in safety and comfort.

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Give Gift of 'Green' This Holiday Season

With a little know-how, along with a promise to give to the Maryland, West Virginia and Pennsylvania environment just as you do to your loved ones over the holidays, you can be just as “green” as you are the rest of the year, if not even greener.

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Be the Pinnacle of Health, Wellness This Holiday Season

No matter how many inherent seasonal risk factors you face, there are ways to prepare for and get through the season virtually unscathed. At Workmeister Insurance Agency, Inc., we wish for you a happy and abundantly healthy holiday season, so here are a few tips to help you stay well and enjoy!

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Before the Wind Blows, Secure Your Trees and Shrubs

At Workmeister Insurance Agency, Inc., we want your yard and home to stay great throughout the season. Take a look at the following tips to ensure you keep your trees and shrubs healthy and avoid destruction that can result when the wind blows.

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Make Football Season Not Just Fun, But Also Safe

Football season in Cumberland brings with it a whole host of seasonal activities for football fans, from game-day tailgates and sports bar outings, to friendly bets and bowl parties. At Workmeister Insurance Agency, Inc., we want your football season to be both exciting and safe, so as you cheer your team to victory, consider the following tips.

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When the Weather Turns in Maryland, Make Sure Your Home is Ready

Summer has ended, but there’s no need to fret here in Cumberland. Workmeister Insurance Agency, Inc. recommends some maintenance tasks to help ensure your home is ready for fall and winter weather in Maryland, West Virginia and Pennsylvania.

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Get the Most Out of Your RV This Summer

There’s nothing quite like taking a road trip in an RV. Whether you’re headed to somewhere nearby in Maryland or West Virginia and Pennsylvania, or somewhere farther away this summer, we at Workmeister Insurance Agency, Inc. want you to get the most out of your travels. Check out these travel tips.

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Time to Honor Dear Old Dad This Father's Day

With summer drawing near and the weather warming up, Maryland, West Virginia and Pennsylvania neighborhoods come alive with the sights and sounds of the season: Lawnmowers, power tools and backyard barbecues, to name a few.

For many people, those things all bring to mind one specific person: Dad. And since Father’s Day is just around the corner, we at Workmeister Insurance Agency, Inc. thought we’d give you some gift ideas – and a bit of a history lesson, too!

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Make Your Vacation a Great One Maryland, West Virginia and Pennsylvania

Whether you’re planning a trip to a local attraction in Maryland or West Virginia and Pennsylvania this summer, or headed all the way across the country, you want your vacation to be relaxing. It’s a getaway from work, not to mention your day-to-day life. So we’ve got some tips – from packing smart to protecting yourself from pickpockets – to make your trip the best it can be.

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Have a Great (and Safe) Memorial Day!

Ah, Memorial Day – the long weekend that serves as the unofficial kickoff to summer – is almost here. It’s a time for road trips, barbecues and all kinds of outdoor activities in and around Maryland, West Virginia and Pennsylvania.

Of course, we at Workmeister Insurance Agency, Inc. want your long weekend to be a safe one, too. So here are some things to keep in mind as you celebrate the holiday.

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It's Time for Spring (and Summer) Cleaning Maryland, West Virginia and Pennsylvania !

Spring is a time of new beginnings in Maryland, West Virginia and Pennsylvania – and now is a great time to take on some cleaning and organization tasks around your home. If you’re anything like many of us here at Workmeister Insurance Agency, Inc., some of these tasks are long overdue!

Here are some tips to get you started – and keep you focused.

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A Time to Celebrate Mothers

At Workmeister Insurance Agency, Inc., we thought it would be fun to give you a little of the history behind Mother’s Day, as well as a few ideas to honor the special women in all our lives.

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Keep Your Boat in Top Shape Year-Round

Proper maintenance can extend the life of your boat, reduce the need for costly repairs, and help ensure the safety of your passengers. Wash your boat regularly to prevent the long-term effects of environmental wear and tear. Routine waxing and the use of an anti-fouling paint can also help protect your boat from the elements. Consider using environmentally-safe products whenever possible!

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Register Your Boat Before You Hit the Water in Maryland

Although they are often skippered by teens and young adults, boats are not toys. Both the craft and its operator must comply with all Federal and state requirements, no matter whether you live in Maryland, West Virginia or Pennsylvania or elsewhere.

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Get Ready to Safely 'Spring Forward'

In most places in the United States, Sunday, March 13, 2011,
is Daylight Saving, when clocks are moved forward one hour. We here at Workmeister Insurance Agency, Inc. want to remind you it’s also a great time to improve your family’s safety.

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More Spring Cleaning Tips From Workmeister Insurance

Of course, because spring is a time for new beginnings, cleaning and organization around the house are very popular this time of year. If you’re ready to tackle that monumental chore, read on for some helpful information.

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Tips to Stay Safe During Your Snowmobile Vacation

If you live or vacation where the weather gets cold and the snow starts falling, some people are content to cozy up next to the fire with a good book and concentrate on staying warm.

For others, though, it’s time to get excited – because it’s time to break out the snowmobiles and head to the nearest winter recreation spot. Of course, snowmobiling presents some dangers as well. And here at Workmeister Insurance Agency, Inc., we want you to make it home safely to Cumberland after your day in the snow.

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Tips for Preparing for Your Holiday Driving Trip

Millions of Americans will do some traveling this holiday season – the majority of it by car. Of course, winter weather creates a unique set of challenges on the roadways, whether you’re simply driving around in Cumberland or headed to . At Workmeister Insurance Agency, Inc., we’d like to help you enjoy your holiday season, so please take these winter-travel safety tips to heart.

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Staying For the Snow in Maryland, West Virginia and Pennsylvania This Winter? Protect Your Motorhome and RV From the Cold

For those RV owners who aren’t able to escape the winter weather in Maryland, West Virginia and Pennsylvania, or who are simply storing their RV for an extended period, it’s important to prepare for it. Just as with your home, a little maintenance now will go a long way toward preventing frustration – and expensive repairs – later.

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Is Your Maryland Home as Energy Efficient as it Could Be?

Would you like to save $200 to $400 a year on your energy costs? That’s how much the U.S. Environmental Protection Agency’s Energy Star program estimates that homeowners can save by incorporating technologies to make their homes operate more efficiently.

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Winterizing Your Boat in Maryland

Whether you’ve got a rowboat or a big cabin cruiser, we here at Workmeister Insurance Agency, Inc. want to make sure you have the tips you need to keep your boat protected when it’s not in use.

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Cumberland, Summers Mean Backyard Grilling - Safely!

Keep in mind that when you grill, you’re literally playing with fire. Thousands of Maryland, West Virginia and Pennsylvania residents each year learn this the hard way, suffering damage to their homes or even serious injuries in grilling accidents.

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You Know How Bad Hurricanes, Severe Storms Can Be: Be Prepared

We’ve all seen the dramatic effect hurricanes, tropical depressions and other severe storms can have on the coast and even far inland – both the initial wind and rain and the floods that follow. But there are steps you can take to stay safe and reduce damage to your property in the event of any severe storm, whether you live in Maryland, West Virginia or Pennsylvania.

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Suggestions from Workmeister Insurance For Dealing With a Water Emergency

It’s happened. There’s water everywhere – in your walls, under your carpets and soaking into your belongings. Whether caused by a burst pipe, a broken water heater or flooding, there are things you can do immediately to salvage belongings and limit damage or loss.

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Tornadoes Happen Every Year; Are You Prepared?

You don’t have to be hit by a tornado to experience damage. Taking a little time to prepare could save you thousands of dollars and hours of clean-up.

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Green Boating Tips for Earth Day in Maryland, West Virginia and Pennsylvania

With Earth Day fast approaching, we here at Workmeister Insurance Agency, Inc. thought it would be a good time to talk about preventative measures you can take to avoid harming the environment, in addition to carrying an insurance policy that provides coverage for fuel spills and pollution liability.

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Workplace Safety

Be Safe Up on That Ladder, Cumberland!

Autumn in Maryland means leaves are dropping and clogging gutters, and old branches and hedges need trimming. Whatever your crew maybe doing, it likely involves using a ladder. They need the right knowledge on how to safely use and work while up on the ladder.

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